Health Care

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Want a no obligation quote for your business? Click here to download a Group Proposal Request, and here for the Group Census form. (Adobe Acrobat is required to view forms,click here to download Adobe Reader) Planning Resources Corporation provides a complete group insurance and advisory service. Our group insurance service concentrates on the design, funding, and pricing of group insurance programs. Evaluating, bidding, and purchasing group insurance benefit programs can be very difficult and time consuming. There are many different choices.  

Our seasoned professionals will provide the comprehensive support needed to help you make an informed decision about your group benefit program. From the onset, we help you establish program objectives. With clear goals established, we obtain relevant and cost-effective options for your consideration. After a decision is reached, we will assure professional implementation of the programs selected by communication and monitoring the underwriting process. Going forward, we will undertake annual market evaluations to ensure that you are obtaining the best value at renewal.

Further, as your company changes, we may recommend alternatives that could enhance your benefit offering while reducing overall cost. If alternative funding arrangements such as self-insurance or minimum premium are appropriate, we will present these options to you for consideration.

Our Group Insurance Services Include:
Managing corporate benefit objectives through strategic planning • Analyzing program costs, funding, and financial alternatives • Group meetings to educate and enroll employees • Designing, evaluating, and implementing managed care and flexible benefit programs • Renewal negotiations with vendors • Securing stop-loss protection • Assisting in the development of employee communications programs • Reviewing group contracts, plan documents, certificates, and booklets

Insurance Coverage Provided:
Group medical: • Benefit plans: HMO, PPO, POS and traditional indemnity • Group dental • Group life & accidental death and dismemberment • Voluntary life insurance • Short-term disability • Long-term disability Click here to request more information on health benefits.